Did you have any accidents? I don't understand why I am paying (relatively) so little.
... Unless your jeep is worth a lot.
Computer Science Canada My God. Car insurance. |
| Author: | Aziz [ Sat Aug 05, 2006 8:21 am ] |
| Post subject: | My God. Car insurance. |
For me to get insured its over $6k a year. W-T-F. How do I get to school? If I was a woman - $3k. :S Anyone here pay their own insurance? |
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| Author: | Windsurfer [ Sat Aug 05, 2006 11:27 am ] |
| Post subject: | 6k?? |
I pay exactly 3060 a year for insurace on a 2001 Chevy Venture van. I only have my G2, I'm 17, and I'm a guy. Pretty much the worst place to be, unless I didn't have my drivers ed. or a clean record. Which insurance company are you with, and what car are you being insured on? |
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| Author: | we64 [ Sat Aug 05, 2006 3:52 pm ] |
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wouldn't it be easier if you add your name to your parents insurance? well I mean if you are sharing car with your parents, and even if it is your own car, you can still make it under your parents name and just add your name to it. Your parents' insurance is probably way lower, you probably pay about 50 to 60 bucks on top of your parents' fee per month. It is much easier and cheaper. |
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| Author: | md [ Sat Aug 05, 2006 6:55 pm ] |
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Insurance is rediculous for me too, something like 6K a year. That's with 5 years driving expereince and drivers ed. It's cause I'm a guy, <25 and I drive a jeep... I think it's just a cash grab personally. |
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| Author: | Windsurfer [ Sat Aug 05, 2006 7:07 pm ] |
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Did you have any accidents? I don't understand why I am paying (relatively) so little.
... Unless your jeep is worth a lot. |
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| Author: | Tony [ Sat Aug 05, 2006 8:41 pm ] |
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It might depend on the location. I hear that car insurance is generally cheaper in say.. Waterloo than Toronto. Living in a remote area with no broadband internet services, I'd expect an even lower premium  |
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| Author: | Windsurfer [ Sat Aug 05, 2006 9:02 pm ] |
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Ahaha you're funny! -_- i doubt that should have anything to do with anything, considering I have to drive more frequently to get anywhere. So, the lower risk is probably more than compensated for by the increased time driving. |
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| Author: | Mazer [ Sat Aug 05, 2006 9:41 pm ] |
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Tony wrote: Living in a remote area with no broadband internet services, I'd expect an even lower premium
Makes sense. Personally, I never steal cars unless I can use them to drive to an Internet cafe and download mp3z really quickly. It's just not worth it, man. |
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| Author: | Aziz [ Sat Aug 05, 2006 10:00 pm ] |
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we64 wrote: wouldn't it be easier if you add your name to your parents insurance? well I mean if you are sharing car with your parents, and even if it is your own car, you can still make it under your parents name and just add your name to it. Your parents' insurance is probably way lower, you probably pay about 50 to 60 bucks on top of your parents' fee per month. It is much easier and cheaper.
I am insured as an occasional under my moms car, for like $800 a year. But if you have 2 cars and 2 drivers, both people need to be a primary. My mom can't get another car and insure it under her, because they insurance company would KNOW. I've had my G2 since january, have drivers ed, im 17, guy, southwestern ontario, and RBC quoted me 6 grand. clean record, had ocasional insurance through my mom. its nuts. It's a Mercury Mystique. like, come on! |
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| Author: | r.3volved [ Sat Aug 05, 2006 10:02 pm ] |
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Cornflake wrote: Insurance is rediculous for me too, something like 6K a year. That's with 5 years driving expereince and drivers ed. It's cause I'm a guy, <25 and I drive a jeep... I think it's just a cash grab personally.
lol yeah, I was in that boat too when I had my Jeep I got her when I was 18 and drove it into the ground by the time I was 22 (cross-member got pretzled on a rock  )
I had a squeaky clean record with all my papers and was paying over 6k/year. Jeeps in particular are expensive vehicles as they're classed as "Recreational vehicles" Cornflake, what kinda Jeep you got?? Mine was an '88 YJ, 4" lift with 32" MT's and a bunch of off-road utilities. |
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| Author: | MysticVegeta [ Sat Aug 05, 2006 11:57 pm ] |
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Hmm I am thinking of buying a car but this insuarance talk is scaring me... Is it low if you join it with your parents thingy? Wait ****, I need to get a licence first LOL  |
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| Author: | Aziz [ Sun Aug 06, 2006 8:18 am ] |
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It depends. If your parents already each own a car, you have to be a primary driver, and unless you get a sex change, it's gonna be bustin' your ass till your 25. Now, you can be an occasional driver for cheap, but it has to be on your parents car. |
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| Author: | r.3volved [ Sun Aug 06, 2006 10:14 am ] |
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You can always get a quote from more than one insurance broker before you buy a vehicle. In fact, it's pretty much suggested that you do so. It would be a shame for you to buy a car thinking you're going to pay one price cause it's what you heard, then end up paying something completely different once you actually buy the vehicle. |
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| Author: | Aziz [ Sun Aug 06, 2006 11:20 am ] |
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I have. Most say my profile is too complication to calculate online, and the others are just as bad. My dad's insurance said if he were to put me as a primary under his policy, it would starts at $4700. Start. |
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| Author: | md [ Sun Aug 06, 2006 4:13 pm ] |
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r.3volved wrote: Cornflake, what kinda Jeep you got??
Mine was an '88 YJ, 4" lift with 32" MT's and a bunch of off-road utilities. Just a standard '95 YJ with a few addons (steps, tow hooks on the front, a trailer hitch). No accidents, it's just that jeeps + <25 male == $$$ |
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| Author: | bugzpodder [ Mon Aug 07, 2006 4:58 pm ] |
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hmm i am thinking about driving to the subway station in toronto. but if it costs 1k for four month, i might as well take the freaking bus. |
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| Author: | Tony [ Mon Aug 07, 2006 5:59 pm ] |
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bugz, you working in Toronto this fall? |
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| Author: | Hikaru79 [ Mon Aug 14, 2006 2:54 pm ] |
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Cornflake wrote: r.3volved wrote: Cornflake, what kinda Jeep you got??
Mine was an '88 YJ, 4" lift with 32" MT's and a bunch of off-road utilities. Just a standard '95 YJ with a few addons (steps, tow hooks on the front, a trailer hitch). No accidents, it's just that jeeps + <25 male == $$$ Or they might've gotten word about your alcohol problem, Cornflake.  |
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| Author: | md [ Mon Aug 14, 2006 2:55 pm ] |
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I have no such problem! I only drink when I don't have to pay for it  |
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| Author: | Hikaru79 [ Mon Aug 14, 2006 2:58 pm ] |
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Cornflake wrote: I have no suck problem!
Woah, there. Freudian slip? Or just a few too many Guinesses? |
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| Author: | octopi [ Mon Aug 14, 2006 6:32 pm ] |
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I got lucky, my mom and dad are still together, but my mom never drives, so shes primary on my car, but almost never drives it, and I always do. Its a 2005 chevy blazer, I pay for half of it, my parents are paying for the other half, its a pretty sweet deal. (but I needed it for school, as I live near my university(at home), but not near enough that I can take a bus, cause were in a rural area) Most people around here, just convince their parents to not drive as much, and put them on as occasional. but then again, almost no one around here can afford to spend that much extra money. I've had that thing on some pretty fun adventures!, me and two friends drove down to the florida keys for a week, took us 30hrs driving straight thru (only stopped for food/piss) we were towing seadoos though, thats what took us so long, the way home we made it in like 26hrs (we left them down there) *side note* Driving on the american interstates is amazing....they do it way better than we do in canada. Mostly because theres so many small states....but....they have rest stops that are well timed, and 24hrs (mostly just washroom and vending machine), but its nice cause you can count on one being there when you cross into a new state. Here in canada, our 'information stations' are nothing in comparison. |
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| Author: | md [ Mon Aug 14, 2006 7:03 pm ] |
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Hikaru79 wrote: Cornflake wrote: I have no suck problem!
Woah, there. Freudian slip? Or just a few too many Guinesses?I do not know what you are talking about sir. Besides, Keiths is my beverage of choice  |
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| Author: | Clayton [ Mon Aug 14, 2006 8:33 pm ] |
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if you meant the "I have no suck problem" quote then hes right, i noticed it earlier too |
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| Author: | Cervantes [ Mon Aug 14, 2006 9:11 pm ] |
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By golly! What's going on? Cornflake seems to be denying that he ever said "suck problem", yet there it is, both in Hikaru79's quote and in his own post. And what's this! It seems Cornflake has edited his post. Perhaps he originally had it as "such problem" but then fixed his typo to make it "suck problem". This goes deep, indeed. |
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| Author: | Clayton [ Mon Aug 14, 2006 9:30 pm ] |
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bah he edited it back! it was originally no suck problem, then he edited it to no such problem, now hes gone and changed it back... |
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| Author: | md [ Mon Aug 14, 2006 10:45 pm ] |
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You people are just trying to make fun of me  just because I sometimes think one wordand type a similar (usually one letter different) word because of a head injury... stupid brain damage :'( |
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| Author: | Mazer [ Mon Aug 14, 2006 10:47 pm ] |
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Cornflake wrote: You people are just trying to make fun of me
just because I sometimes think one wordand type a similar (usually one letter different) word because of a head injury... stupid brain damage :'(Better to make the mistake in typing than in speech. :'( |
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| Author: | md [ Tue Aug 15, 2006 11:06 am ] |
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strangely enough it's only when typing that it happens. When I speak I occaionally totally screw up a word or something so I need to start over again, but I get the right word. It's actually really frustrating though because unless someone points out my mistake to me I have ahard time finding it on my own. |
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| Author: | r.3volved [ Tue Aug 15, 2006 4:54 pm ] |
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lol typos must be a bitch whilst coding then... |
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| Author: | md [ Tue Aug 15, 2006 8:19 pm ] |
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On the contrary; when programming there are actually very few different words so there is less space to make mistakes; also compilers are very good at picking up errors |
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| Author: | Cervantes [ Tue Aug 15, 2006 8:30 pm ] |
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Cornflake wrote: also compilers are very good at picking up errors
Not as good as us.  |
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| Author: | Aziz [ Tue Aug 15, 2006 10:05 pm ] |
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w00t for grandma. My grandpa's old truck hasn't been used since he passed away more than 2 years ago, and it's in fairly good condition. So I'm going to buy it off of my grandma, and my mom's going to put me as a primary driver under her insurance, for $2900/year. And then, she said I can usually drive her car, and sometimes use the truck. So sweet deal. You've gotta cheat the system this way, such as be an occasional or hook a vehicle up under a business. |
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